How It Works
Annual effective return is converted to monthly rate. FV=PV×growth+PMT×annuity factor. Positive contributions are deposits; a negative solved amount represents a withdrawal.
Reference Sources
FAQs
How does this calculator work?
Annual effective return is converted to monthly rate. FV=PV×growth+PMT×annuity factor. Positive contributions are deposits; a negative solved amount represents a withdrawal.
What assumptions should I check?
Check the units and definitions shown beside each input. Results use the values you enter.